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This page explains the data processing when Open Bank verifies a Trust membership account for an E Resident. All digital public goods and services deployed on the Open Constitution AI network are only accessible by a verified Trust membership account.
Document Checks:
Document checks verify the authenticity of government-issued identity documents. Foundation uses a combination of machine learning models, automated heuristic analysis and manual reviewers to verify the authenticity of hundreds of different document types.
Machine learning models are used to capture high-definition pictures of the fronts and backs of documents. The document images are analyzed in real-time to check for legibility and warn the human if the document is expired or unlikely to be verified.
Our AI tools check the images against a database of fraudulent document templates. This database is updated frequently so that 'Document Checks' can detect new fake document templates and automatically block them.
Wherever available, barcodes and other machine-readable features of any document are decoded and consistency checks are performed to ensure that the text document data matches the machine-readable data.
To prevent “presentation attacks” — e.g. fraudsters using pictures of stolen documents or someone else’s face, the Foundation uses computer vision and machine learning algorithms to ensure the human captured an image of an actual document.
Document checks are available for most government issued documents (national IDs, driving licences and passports) from the following countries:
Acceptable identity documents vary by country, however, passports are widely supported.
Albania, Algeria, Argentina
Armenia
Australia
Austria
Azerbaijan
Bahamas
Bahrain
Bangladesh
Belarus
Belgium
Benin
Bolivia
Brazil
Bulgaria
Cameroon
Canada
Chile
China
Colombia
Costa Rica
Côte d’Ivoire
Croatia
Cyprus
Czech Republic
Denmark
Dominican Republic
Ecuador
Egypt
El Salvador
Estonia
Finland
France
Georgia
Germany
Ghana
Greece
Guatemala
Haiti
Honduras
Hong Kong
Hungary
India
Indonesia
Iraq
Ireland
Israel
Italy
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kuwait
Latvia
Lebanon
Liechtenstein
Lithuania
Luxembourg
Malaysia
Malta
Mauritius
Mexico
Moldova
Mongolia
Morocco
Myanmar (Burma)
Nepal
Netherlands
New Zealand
Nigeria
North Macedonia
Norway
Pakistan
Palestinian Territories
Panama
Paraguay
Peru
Philippines
Poland
Portugal
Puerto Rico
Romania
Russia
Saudi Arabia
Serbia
Singapore
Slovakia
Slovenia
South Africa
South Korea
Spain
Sri Lanka
Sweden
Switzerland
Taiwan
Thailand
Tunisia
Turkey
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
Uruguay
Uzbekistan
Venezuela
Vietnam
What types of identity docs do the Foundation accept to verify myself?
Acceptable identity documents vary by country, however, a passport scan for identity verification is always acceptable and is preferred.
Please see the list of Exceptions to ID Document Types based on certain Country or region.
A valid ID can be:
Passport (photo page only)
National ID card
Photo driving licence
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Make sure the document is in English.
A valid proof of address document can be:
Utility bills: gas, electric, or landline phone (no mobile phone bills)
A bank or credit card statement (photo/scan of a physical letter or PDF of statement)
A council tax bill, or a HMRC notification
Vehicle registration or tax
Photo driving licence showing your address and expiry date
Any other government or financial institution-issued document
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Selfie Check:
While document checks provide a defence against the use of fraudulent identity documents, fraudsters can get access to legitimate stolen documents. To prevent this, the Open Bank service can perform selfie checks on membership accounts.
Selfie checks look for distinguishing biological traits, such as face geometry, from a photo ID and a picture of your user’s face. The AI service then uses advanced machine learning algorithms to ensure the face pictures belong to the same human.
How long does verification take?
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